I've been trying to break apart economic topics, make these videos a little bit more digestible. I want to specifically talk about the effects of economic changes that are happening and that will continue to happen um their effect on families. So um if if you have Children, then you've noticed that there's
an outsized effect of food inflation on your budget compared to somebody without Children and that's significant or clothing. Uh Any of these costs that kids have, if you have kids in diapers, you know, I feel for you. Um you're, you basically need a second mortgage to afford to change your kid. So these
are things that that were taken actually diapers. This is a side note. Diapers are a wonderful example of this bait and switch practice that happens with modern technology. So you get something like a diaper, but it's probably pathetic to talk about that like technology, but it is technology. People
used to use cloth and they'd wash them and it, it would, it would be a lot of work to wash cloth, diapers. And well, if you have a uh uh a washing machine and a dryer at home, all of a sudden it becomes much more convenient. Well, that's great. Um, you don't have to go to a laundromat and before that
you had to wash them by hand. So then comes along disposable diapers. And there's a huge cost with this environmentally. But, um, boy, is that convenient. Just take off the diaper and throw it away. You don't have to wash anything, just put on a new diaper. Well, that's great when the economy is booming
and there's tons of surplus and diapers are dirt cheap, but diapers get more expensive over time. And so now they cost a fortune and a lot more people are looking at diapers and saying, you know, I think the cloth was better because comparatively with cost and they have some kind of new fangled cloth
diapers that are easier to put on and everything. Maybe it's a better idea. And so a lot of people are going to cloth diapers and they're saving tons of money and doing it. Um, you will see much more reversion of technology in that regard. You'll see a lot more people saying, oh, you know, it used to
be this huge slap to can your own vegetables. But maybe we're gonna do that because it turns out it's cheaper or whatever. That's, that's, you're gonna see this chair. Maybe I'm gonna ride a bicycle to work because it's actually way less expensive. And, um, it's worth the cost difference. Now, it wasn't
worth it before. But now it is, or, um, let's switch over to a, an insurance plan that doesn't have prescription coverage because we thought that would be worth it. And now it's not anymore or whatever. There are many, many, many different versions of this. Let's switch to having one car, whatever. So
it would be inconvenient in the past to have two cars and have to pick up each other from work if you have two folks working or um better organize your events if you have to shuttle kids off to whatever. But now that the cost is so high for car insurance and fuel and new cars, let's sell the one car
and just make it work with one vehicle. Um So you'll see that. But anyway, that's not the point of this video. Sorry. Um I wanna talk about effects on families, I guess that is kind of related, but that's a general principle, the reversion of technology. So you've been disproportionately affected by
inflation and shortages. Uh Inflation is kind of obvious if you have five people in your house and things go up food and clothing and all that goes up by 10% that's 10% times five people, not 10% times one person or two. And so your single or dual income has to absorb a much greater increase in cost
. So shortages or a thing too, you saw this in COVID and this is one of those great, the writings on the wall, the, the forms are already in place. Now, you get to use your imagination on how they will use it or how it will be seen in the future in more extensive ways. So, during COVID, when there were
shortages, you'd see signs up that says limit X per person, there was no allowance for the size of your family. Now, why is this troubling? Why should this worry? You? Well, you shouldn't be troubled. You shouldn't be worried if you trust God, but you should be prepared. And why should this give you
reason to be prepared? Well, one, those shortages are going to come back and eventually they're going to come back and not go away again. We're in the phase where they come and go kind of routinely. At this point. There used to be a good reason and now there's not a good reason. It just happens, you
go to the store and there's no chicken and you're like, what the heck? Or there's no random like laundry detergent or something and there's no explanation and no one cares. People just go on with their life when this is actually showing some systemic shortcomings that should be concerning to people and
people should prepare for them and some excuse me and some aren't. But um this is, this is actually just a specific example of a much more general principle which is that majority rules situations do not account for minorities. So it turns out that as fewer people have kids and as fewer people have a
lot of kids, the people who have kids and people who have a lot of kids will find themselves outside of or on the wrong side of policy policy. And it doesn't matter if it's a policy of a store or the policy of a government, it doesn't matter, society is not going to support you as it has in the past
. Imagine what would happen if all of a sudden the child deduction was taken away the child credit on your income taxes. Imagine the upheaval that that would cause nationally, there are many people that would break financially if that were suddenly taken away or even phased out over 2 to 3 years. They
had kids banking on the fact that the government was going to pay them a substantial amount of money compared to what they make to have kids. But what happens when fewer and fewer people are having kids, there is going to be more and more people who don't want that to be part of our tax code. So that
is something to think about. And what would you do if all of a sudden that went away? And there are people on the opposite side of the economic spectrum who would be hurt badly in a different way because they would lose tremendous write offs that they have right now. So there are people who get the money
who didn't make the money and there are people who made the money, who get to keep the money and both of those would go away. So I know, I know that there are an awful lot of people who are middle class right now only because they have lots of kids and, um, that might seem like an oxymoron. But you can
, there are economies of scale. Once you have a lot of kids, there's a way to play the game to save some money on clothing and things. And if you use your kids, uh if you get your kids involved in gardening and things like that, you can economize in that way as well and everybody wins. But I know a lot
of people who are middle class right now and if they lost their write offs for their Children, they would be lower class, not middle class anyway. So economic effects on families as the bottom drops out of the economy as it's already doing. You're gonna see some crazy changes. Um, we already sort of
scratched the surface on fewer kids, but you will see people having fewer Children. You see prominently, you see people all over the place saying I'd like to have kids and I can't afford to. There's no way we can do that. We can't pay the bills as is or we don't have any place to live. If we have a child
, there's no place to put it. We live in a studio apartment. You're also seeing fewer marriages for, for monetary reasons. People aren't getting married but not, that's not the only reason, but this is one of the reasons fewer people are getting married. What about one that might not be so predictable
but higher in fertility that also has economic inputs. It's not the sole source but people who eat cheap food can have degraded health and sometimes degraded health can factor into infertility. Um and infertility is not a female problem. By the way, there are many males today who are infertile or have
low sperm counts and low testosterone. And I've spoken about that, although I'm sure it seems that people don't care to hear it. Um, it's actually super, super important. I don't know why no one wants to hear about it. It's a really big deal. And the food you eat is the number one source of decreased
testosterone, not just the food you eat, but what it's packed in, um, maybe a close second is the chemicals you apply to your body. I suppose this is a, from researchers in the field that's their best guess. It's also in the water you drink. So if you're in a place that's not on a well and guess what
, all of these things are correlated to money, all of them, it costs a lot of money to live in a rural place that's on a, well, it's cheaper to live in an apartment in the suburbs where you're drinking recycled water that has all kinds of, uh, um, dis, uh, hormone disrupting chemicals in it. Um, so,
and food and all these other things, it costs money to eat fresh food that you grow, cost a lot of time and time costs money. And so, um, anyway, these, these factors are just going to continue to increase and compound with one another. And, um, yeah, if you're going to see the reduction in change of
these pro family policies, you're gonna see. And then, and then uh unofficial effects like going to the grocery store and not being able to buy enough for your family because you just assumed, hey, my money is green, they'll take it and they're going to put on limits to what you can buy. And when another
effect of this, that may be surprising to hear is you're going to see more stay at home mars. And actually I should just generalize that to say stay at home ladies. And that's really funny to me, but whatever, so fewer women will be married, that's fewer women are married today than in the past. And
in the future, even fewer women will be married than they are today. And that's for a lot of reasons. I've spoken about this at land, but you're going to see many more women dropping out of the workforce. Now, it's not gonna be 90% of women. I'm not trying to say that, ok, but you're going to see many
more women, it will be noticeable to those who are looking, it will be obvious and they're going to drop out of the workforce because as the cost of things increases and the opportunity decreases those jobs that, that are disproportionately staffed by women. Um for confluence of reasons, they're going
to become less available and less desirable. So typically, when something becomes less ava available, the price goes up, the demand goes up. But um relative to supply, but in this case, you're going to see a decrease in the availability of those jobs. Uh partially due to artificial intelligence, which
I've also spoken about and partially due to the declining net benefit for women to work. And because fewer women will be married and fewer women will have Children. And those are obviously independent items. Um you're going to see stay at home girlfriends left and right basically. And um that's really
something. So stay at home moms have long been ridiculed, which won't surprise you to hear that. I think that's ridiculous. But the ridicule comes from envy for the most part, it comes from envy because it seems like there's something in almost all moms who work that wishes they didn't have to. And so
one way to ease that guilt or desire, uh unfulfilled desire, a guilt in who you pick to marry because that is something that goes across their mind. If I had just married this person or that person I wouldn't be in this situation because I know these people that were available to me and I chose not to
marry them or I wasn't interested in them at the time. And now I see, or they dumped me, whatever. And now I see that they actually make enough money that their wives don't have to work. Their wife doesn't have to work. And that could have been me or I could have found a guy like that easy enough back
when I was 1920 2125 whatever. And now I'm stuck here for the rest of my life. And so they deal with that resentment and envy by degrading the women who ended up in situations. Uh, you know, commonly is equally to chance. I'm not trying to say that they chose correctly, although some of them did, I'd
hope that more do in the future. And I've made many videos to that end, try to help spread that awareness and I hope you do what you can to spread that awareness. Um But anyway, you will see increased envy and resentment towards women who have the opportunity to stay at home, especially to the ones that
don't have kids. Because when you're a stay at home mom, you've got all kinds of things to do. Now, you can, you can, uh, farm out. There are less nice ways of saying that you can farm out the responsibility to teach your kids to public schools. You can farm out the responsibility to cook your meals
, to ordering out or whatever, buying mostly cooked processed foods, whatever you could even farm out, cleaning your house to someone that you paid to do it. But all of these things carry a cost that I think is evident to the ladies who do it at least partially. So it's a different story when you don't
have kids. You are essentially getting an awful lot in exchange for an awful little. That's also a very nice way of putting it. Um But you're selling certain things in exchange for much more than you give much more than you give. I would say that is the case for every stay at home mom as well. So just
multiply that many times over for those who I mean, stay at home lady. Yeah, stay at home mom, multiply that many times over for people who don't have kids, for ladies who don't have kids and their stay at home. Uh single, stay at home girlfriends, stay at home, single ladies. So that envy and resentment
is just going to explode. Um And it doesn't make much logical sense, but it will be shared with the ones that do have kids. You're not going to be a special exemption of, well, you're not one of those, so I don't hate you. Um And all of that resentment will come back to what I mentioned before to legal
changes, but also just societal outlook changes where people are not going to look kindly on those who have kids. You already see this today. Um If you travel by plane today and you notice a baby on the plane, he's crying, look at how people react to that compared to how they did 10 years ago, you will
see a tremendous difference and perceptions tremendous. There is outrage and rage, regular rage and extreme discomfort and irritation when babies cry on planes today, almost no one is supportive. Almost no one's even neutral. You can see the tension even like looking up the planes. You know, someone's
tense when you can see the tension from the back of their head and you see it on airplanes without exception, you see it. I'm not saying every single person I'm saying it will be noticeable on any plane. 10 years ago. It was the opposite. You got people coming out of the woodwork. Kindly, grandpa types
moms grannies. It doesn't matter coming by. Is there anything I can do? And even ones that don't do that? They would just understand, hey, we are all babies once it's cool or if there's a dirty diaper, it's like, yeah, ok, babies do that. It's part of the cost of living, right? It's just what we have
to deal with as humans. No big deal. But nowadays there's this outrage, you're gonna see that attitude just propagate all through society and fester. It's already happening. It's just gonna accelerate. And that is gonna take a lot of people by surprise. A lot of people, I think one of the, now that I'm
, I'm getting more speculative, I'll just raise that flag and saying the following. But I think one of the triggers for this is the fact that poor people, even with all the subsidies, they still can't afford to have kids and generation Z folks enjoy it. So they complain about being so poor but, but a
lot of them are still on their parents' teeth and, or the student loan teat, there's a lot of teats out there that generation Z likes to occupy and um they already enjoy a standard of living that's significantly better than their peers from prior generations at the same age. And then they just stay in
that and then it ends up the, the normal growth pattern overtakes where they are and then they complain because they're like, I'm 35 and I'm still living in my mom's basement and it's not my fault. It's like, well, you had it way better for way longer and you did nothing with all those resources and
now all those doors are closed. So enjoy the rest of your life. Well, I guess someone 35. Yeah, I think that's technically Gen Z. I'm a, I'm an older millennial so maybe it's millennials. I don't know. Anyway, the younger generations I'll just say so. Um so what's happening is classically poor. People
would get married really early or at least have babies really early when the marriage thing went out the door and they were making so little money that the government paid them way more than they earned when they had the babies, plus welfare, et cetera. I'm lumping all that into just government pay.
And then, um, so taxes, food stamps, Medicaid, all the goodies. So there's huge incentive to keep popping out babies because you can climb that ladder a lot faster than the work ladder, right? If you're in that space of humanity, that mindset. But nowadays, the younger people enjoy this, this inflated
cost of living because of student loans and parents who give them too much. And um they don't want to come down to where they could actually grow over time by sacrificing the present for the future. And so to have a kid would be a huge step down. They'd have to give up their $6 a day coffees and their
$300 shoes and their, their uh $1500 cell phones and they don't want to do that. So, uh they say, well, we can't afford kids. So they never get into that pipeline of popping out babies for more government money, which you could say is a good thing. But here's why here's an effect that you might not be
expecting. It's what we all, what we just talked all about is that as fewer poor people are having kids because that's, this generation's poor people. It's not just classic poverty people. It's people with college degrees now because pretty much everyone's going to college or has for the last 10 years
or so. So it's this new wave of poor people that don't have kids. And so guess what, when the, when the gimme debt segment of the population, the ones that are all in it for the freebies so called the other people's money segments. Um, when they don't need government handouts for kids to buy their vote
, guess what politicians are going to do. And when, when they're a generation that needs to be enraged about something. This is a nice thing to burn at the stake. Government handouts for kids because they don't have any kids and they see that as something that benefits people and takes away from them
. Which, which is funny because they don't pay taxes anyway. So it's not their money anyway. I'm not defending government handouts for kids. I think it's a terrible idea. But, um, in general, if it had to be one way or the other, I'd do away with it. But, um, yeah, so that's, that's the dynamic here
anyway, lots of changes in families due to economic shifts and that's something that you need to be prepared for. I've talked a whole ton about things that you can do to prepare for it. Uh Most of those though can only be done if you haven't gotten married and had kids yet. Uh The main point to, to just
sum it all up is if you're a man, you need to be better than the average man. And if you're a woman, you need to pick a man who's better than the average man. Because those are few and far between, you're gonna have to get quite creative in your selection process. If you're doing what everyone else is
doing, you're going to get the same results in both cases if you're a guy or a girl, and so you need to think outside the box and uh employ what others might consider extreme measures to get above the average.